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How to Spread Christmas Cheer Without Breaking the Bank

Christmas is my favourite time of year. It always has been.

I love almost everything about this holiday. To me Christmas represents a time to be merry. It’s a time to get together with the people I love, cook, eat too much, drink too much, cuddle up by the fire, watch a Christmas movie, eat some more, drink some more….

The things that aren’t so lovable about the holiday…the inevitable tummy ache from over eating, a likely hang over from one too many drinks and a frighting credit card bill that will arrive in January just in time to intensify the post-holiday blues.

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6 Things to Consider When Applying to Grad School

Grad school can suck the life out of you.

Sure, it seems like a good idea in theory I mean, you can never go wrong with more education…right!!

I don’t regret going to grad school, I can say that now because I’m done. If you asked me a few years ago while I was juggling my thesis, project work, teaching responsibilities, conferences, publications and some semblance of a personal life, I would have told you a different story (with a lot of swearing and angry hand gestures).

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The Benefits of Having a Job in High School

When I was 12 years old I landed my first job while in high school… babysitting.

I know, babysitting isn’t for everyone but I really liked it. I was my own boss, I was able to hand pick my clients (families) and after the kids went to bed I got to stay up, watch cable t.v. (I didn’t have cable at home and Netflix didn’t exist yet) and eat junk food.

By grade nine I had at least 10 families in my community vying for my time on a Friday or Saturday night. I’m not going to lie, the babysitting gig wasn’t great for my social life, but I was willing to sacrifice a night with my friends for a handful of cash.

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How I Graduated DEBT FREE After a Decade of University!!

After 10 years of university, and extensive international travel, I emerged from school with three degrees and no debt.

How did I do it?

First, I should acknowledge that I was lucky enough to live at home for the first four years of post secondary. So, I didn’t have to pay for rent or food.

In order to pay for everything else I worked two days a week at a pie shop and three times a week at a gym. The money wasn’t great but at least I got a free gym membership, which was a good thing….I was eating a lot of pie!!!

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Hello Blogging World!

Hello blogging world….I feel like I’m a little late to the blogging party.

Nonetheless, I present to you my inaugural blog post!!

A little bit about me….

I am super interested in everything related to personal finance.

I have been wanting to start a blog for a long time but have found a number of reasons to procrastinate (mainly a fear of putting myself out there, lack of time, feeling like there are already too many personal finance blogs etc etc.)

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