Financial Insights for the Real World
As I prepare for a second maternity leave I’ve debated whether or not I should continue to do some freelance work while I’m at home with a new baby and toddler…you know, in all my FREE time!
Ha.
I’m just starting to get into a rhythm with my freelance writing and I don’t want to lose this momentum while I’m off of work for a year.
Payday loans are the absolute worst.
Unfortunately, it’s usually the poor that end up needing to use them and, once you start, it’s easy to fall into a terrible cycle of debt.
I have some second-hand experience with payday loans.
My boyfriend, now husband, moved to a new city to go back to school. With moving costs, rent, tuition, a new computer etc. he quickly burned through his savings.
He had taken out a small student loan to help him get through school but in an expensive city, it wasn’t enough. So, in an effort to try and make ends meet he turned to payday loans. Continue reading “5 Tips to Avoid Using a Payday Loan”
For some girls their wedding is like the climax of their life…or, at least they hope it will be.
They’ve dreamed of it since they were little girls, have dozens of wedding themed Pinterest boards and have planned every detail of their grand extravaganza.
I’m not one of those girls. Continue reading “How to Throw a Mountain Wedding for Under $10,000”
I recently sold my 2002 Volkswagen Passat.
I didn’t want to do it.
The car was in great shape for her age (my car was a lady) and she was a smooth ride.
Although my car had been very well maintained she was pushing 300,000km and the dash board was lit up like a Christmas tree…time to sell.
Another motivating factor, I recently had a baby. I need something a bit bigger to accommodate all of baby’s things! Continue reading “Why I Will Never Buy a New Car”
After 10 years of university, and extensive international travel, I emerged from school with three degrees and no debt.
How did I do it?
First, I should acknowledge that I was lucky enough to live at home for the first four years of post secondary. So, I didn’t have to pay for rent or food.
In order to pay for everything else I worked two days a week at a pie shop and three times a week at a gym. The money wasn’t great but at least I got a free gym membership, which was a good thing….I was eating a lot of pie!!!
Continue reading “How I Graduated DEBT FREE After a Decade of University!!”