Financial Insights for the Real World
Since high school I’ve been a diligent saver.
Like a squirrel socking away her acorns for a brutal Canadian winter, I stash my hard earned dollars in case of emergency!
Although I come from a middle class family, have consistently had a roof over my head, good food in my belly and never wanted for anything, I’ve always had a strange fear that I could lose everything. So I save and save and save….just in case. Continue reading “Am I Cheap or Frugal?”
You don’t need a personal trainer or a gym membership to get fit.
You don’t need a new wardrobe from lulu lemon, a Fit Bit or a fancy fanny pack to carry your water bottles.
In fact, you don’t need to spend any money to get a hot bod. It is totally possible to get fit for free.
All you need is some motivation, willpower….and maybe a pair of running shoes! Continue reading “How to Get Fit for Free”
I recently sold my 2002 Volkswagen Passat.
I didn’t want to do it.
The car was in great shape for her age (my car was a lady) and she was a smooth ride.
Although my car had been very well maintained she was pushing 300,000km and the dash board was lit up like a Christmas tree…time to sell.
Another motivating factor, I recently had a baby. I need something a bit bigger to accommodate all of baby’s things! Continue reading “Why I Will Never Buy a New Car”
This Valentine’s Day please save your money,
I don’t need a present to prove you’re my honey.
I don’t care about flowers or chocolate or rings,
I’m all about experiences and memories, not things. Continue reading “A Valentine’s Poem From a Frugal Female”
This list isn’t about saving a quarter here or a dollar there. If you actually follow through with some of these suggestions you can save a significant amount of money.
Christmas is my favourite time of year. It always has been.
I love almost everything about this holiday. To me Christmas represents a time to be merry. It’s a time to get together with the people I love, cook, eat too much, drink too much, cuddle up by the fire, watch a Christmas movie, eat some more, drink some more….
The things that aren’t so lovable about the holiday…the inevitable tummy ache from over eating, a likely hang over from one too many drinks and a frighting credit card bill that will arrive in January just in time to intensify the post-holiday blues.
Continue reading “How to Spread Christmas Cheer Without Breaking the Bank”
When I was 12 years old I landed my first job while in high school… babysitting.
I know, babysitting isn’t for everyone but I really liked it. I was my own boss, I was able to hand pick my clients (families) and after the kids went to bed I got to stay up, watch cable t.v. (I didn’t have cable at home and Netflix didn’t exist yet) and eat junk food.
By grade nine I had at least 10 families in my community vying for my time on a Friday or Saturday night. I’m not going to lie, the babysitting gig wasn’t great for my social life, but I was willing to sacrifice a night with my friends for a handful of cash.
Continue reading “The Benefits of Having a Job in High School”